Have a Payday Loan Question? We have the answer!

Wondering what a Payday Loan is?

In layman's terms, a payday loan (sometimes referred to as a cash advance) is a small specified amount of money that a recipient receives via their bank account. Sometimes expenses can come at inopportune moments or sometimes we just need a little extra money; when this happens it is the perfect time to take out a payday loan. Payday loans are easily paid back.

Wondering about Qualifications?

Personal Payday Loan lenders makes being approved a walk in the park. We make it easy if you meet the four following criteria.

1.) Have a bank account

2.) US Citizen and 18 years of age

3.) You are currently employed

4.) Receive a minimum of $250 weekly (or $1000 a month)

5.) Different Lenders may have different requirements- Please check with your chosen lender after you have filled out the form.

Wondering how long it takes?

Our lenders usually can have the money deposited into your account by the next possible business day. This will vary based on your lender and if you have any questions feel free to contact your lender.

Collateral?

Nope, our lenders do not accept any kind of collateral. Your upcoming paycheck is the only kind of collateral they will need.

Is direct deposit necessary?

Direct deposit is necessary due to the fact that our lenders will need a place to deposit your cash.